Stripe integration and payments development for US businesses

We build Stripe Checkout and Payment Links, subscriptions in Stripe Billing or Zoho Billing, ACH Direct Debit, webhook handlers, custom checkouts with the Payment Element, Stripe Connect for platforms, and the sync that posts Stripe payments, fees and payouts into Zoho Books and Zoho CRM. We are based in Glendale, in the Los Angeles area, and work remotely with US companies.

We don't claim a Stripe partner badge. We're an independent development team that builds on Stripe's public APIs and on Zoho, where we are a certified Zoho Advanced Partner. You keep your own Stripe account, and Stripe bills its fees to you directly.

Stripe's US standard pricing has no setup or monthly fee. Domestic cards online cost 2.9% + 30¢ per successful payment, with +0.5% for manually entered cards, +1.5% for international cards and +1% when currency conversion is needed. In-person Terminal payments are 2.7% + 5¢, ACH Direct Debit is 0.8% capped at $5, and each dispute costs $15. Billing adds 0.7% of billing volume on pay-as-you-go. Our own work is a fixed price agreed in a signed BRD.

Zoho Books can connect Stripe as a payment gateway so customers pay invoices by card or ACH and the payment is recorded on the invoice. For everything the built-in connection doesn't cover, like separate fee postings, refunds, disputes and payouts, we add a webhook handler and a Stripe clearing account so every payout matches the bank feed.

Yes. We use Stripe webhooks to update Zoho CRM when a checkout completes, a payment fails, a subscription changes or a dispute opens. The Stripe customer ID is stored on the contact, so sales sees payment status without logging into Stripe.

It depends on your volume and where you want the subscription data. Stripe Billing costs 0.7% of billing volume on pay-as-you-go, so the fee grows with revenue. Zoho Billing is a flat monthly plan and can still collect payments through Stripe. We compare both on your real numbers before recommending one.

On Stripe's standard US schedule, card payments usually arrive in your bank about two business days after the charge. ACH Direct Debit payments take up to four business days to settle. Instant Payouts can send funds in minutes for 1.5% of the amount, with a 50¢ minimum. New Stripe accounts usually wait longer for their first payout.

Yes, at any amount, and the gap grows with the invoice. ACH Direct Debit costs 0.8% and stops at $5 once a payment passes $625, while a US card costs 2.9% + 30¢. On a $10,000 invoice that is $5 by ACH against $290.30 by card. The trade-off is that ACH takes a few business days to settle and can fail after the customer pays.

Every handler verifies Stripe's signature, logs each event ID so a repeated event is skipped, and does not rely on events arriving in order. Stripe retries failed deliveries for up to three days in live mode, and we watch the delivery log after go-live so nothing is missed.

Yes. Stripe can import saved card data from many previous processors through its own migration process, so recurring customers don't re-enter cards. We inventory your saved cards, subscriptions and payment links, plan the cutover, and switch Zoho Books or Zoho Billing to Stripe as the gateway.

Stripe Tax can. Tax Basic costs 0.5% per no-code transaction where you're registered, or $0.50 per API transaction. If Zoho Books already calculates sales tax on your invoices and Stripe only processes the payment, you usually don't need Stripe Tax at all.

Yes. We build Connect platforms with seller onboarding, verification, split payments and payouts to connected accounts. Connect is included when Stripe sets and collects the fees from your users; platforms that set their own payments pricing pay a starting fee of 0.25%.

It depends on how many payment methods, Stripe products and Zoho apps are involved. The signed BRD includes a delivery schedule that dates the build, the test-mode run and the switch to live keys, so you know your go-live date before work starts.

SI stands for super intelligence. In September 2026 a US executive order asked federal agencies to use “super intelligence” or “SI” in place of “artificial intelligence” in official communications. Most businesses still say AI, so we use both terms.